00714pab a2200145 454500008004000000100001900040245005500059260000900114300001600123362001000139520033900149650002700488650001900515773003400534180718b2002   xxu||||| |||| 00| 0 eng d  aGurumurthi, S.  aTwelfth Finance Commission and States' debt burden  c2002  ap.4135-142.  a5 Oct  aBoth the Tenth and the Eleventh Finance Commissions formulated certain schemes for debt relief to the states which, however, were not sufficient to deal with the magnitude of the problem.  It is necessary that this issue be addressed more seriously while drafting the terms of reference of the Twelfth Finance Commission - Reproduced.  aPublic finance - India  aPublic finance  aEconomic and Political Weekly