00289pab a2200121 454500008004000000100001600040245005600056260000900112300001100121362000800132650001100140773001600151180718b2002   xxu||||| |||| 00| 0 eng d  aPatel, A.R.  aRural credit delivery system: issues and challenges  c2002  ap.4-8.  aNov  aCredit  aKurukshetra