00274pab a2200121 454500008004000000100001800040245004200058260000900100300001300109362000800122650001100130773001100141180718b2002   xxu||||| |||| 00| 0 eng d  aAzhagaiah, R.  aCredit creation through plastic money  c2002  ap.33-34.  aDec  aCredit  aYojana