00269pab a2200121 454500008004000000100001700040245003600057260000900093300001100102362000800113650001000121773001600131180718b2003   xxu||||| |||| 00| 0 eng d  aSingh, Katar  aGovernance in cooperative banks  c2003  ap.4-9.  aNov  aBanks  aKurukshetra