Askildsen, Jan-Erik creator Ireland, Norman J. text xu| 2003 continuing ng p.515-28. A simple bargaining model highlights the role of commitment to a low-risk investment policy for firms which offer within-house pension and health insurance schemes. The roles of this commitment level plus bargaining power, and the ability of a failing firm to misappropriate pensions funds, are studied and their influence on the equilibrium pension determined. - Reproduced. Social security Pensions Annals of Public and Cooperative Economics 180718