00361pab a2200133 454500008004000000100002600040245005600066260000900122300001300131362001200144650001000156700002300166773003800189180718b2004   xxu||||| |||| 00| 0 eng d  aReddy, G. Ramakrishna  aAn appraisal of Indian banking from NPA perspective  c2004  ap.53-57.  aOct-Mar  aBanks  aBhargavi, T. Stree  aJournal of Accounting and Finance