00345pab a2200133 454500008004000000100002400040245004900064260000900113300001300122362001200135650001000147700001600157773003800173180718b2004 xxu||||| |||| 00| 0 eng d aMuninarayanappa, M. aCredit risk management in banks - key issues c2004 ap.94-98. aOct-Mar aBanks aNirmala, M. aJournal of Accounting and Finance