00357pab a2200133 454500008004000000100001600040245007700056260000900133300001400142362000800156650001400164700001900178773002600197180718b2008   xxu||||| |||| 00| 0 eng d  aArora, Usha  aTruth about consumer credit schemes - an analysis of borrowers' problems  c2008  ap.167-74.  aApr  aConsumers  aBansal, Monica  aAsian Economic Review