00426pab a2200121 454500008004000000100002200040245014500062260000900207300001600216650002500232700002100257773002600278180718b2009   xxu||||| |||| 00| 0 eng d  aDuncombe, Richard  aMobile phones and financial services in developing countries: a review of concepts, methods, issues, evidence and future research directions  c2009  ap.1237-258.  aMobile communication  aBoateng, Richard  aThird World Quarterly