00357pab a2200145 454500008004000000100001900040245003800059260000900097300001300106362001100119650001500130650001200145700002200157773003200179180718b2010   xxu||||| |||| 00| 0 eng d  aYuh, Yoonkyung  aWhich households think they save?  c2010  ap.70-97.  aSpring  aHouseholds  aSavings  aHanna, Sherman D.  aJournal of Consumer Affairs