00325pab a2200133 454500008004000000100002200040245003100062260000900093300001300102362001100115650001000126700002100136773003400157180718b2012   xxu||||| |||| 00| 0 eng d  aKrishnan, K. Hari  aRuPay card: An alternative  c2012  ap.21-24.  a26 May  aBanks  aDeokar, Bipin K.  aEconomic and Political Weekly