00431pab a2200145 454500008004000000100002400040245009800064260000900162300001500171362000800186650001200194650002700206700001700233773003500250180718b2012   xxu||||| |||| 00| 0 eng d  aSwain, Ranjula Bali  aAssessing the effect of microfinance on vulnerability and poverty among low income households  c2012  ap.605-618.  aMay  aPoverty  aFinancial institutions  aFloro, Maria  aJournal of Development Studies