00377pab a2200121 454500008004000000100001900040245008500059260000900144300001500153650002900168650002100197773003700218180718b2012   xxu||||| |||| 00| 0 eng d  aGandhar, Harsh  aDistinguishing characteristics of educational loans in higher education in India  c2012  ap.110-129.  aHigher education - India  aHigher education  aResearch Journal Social Sciences