00458pab a2200145 454500008004000000100002200040245013000062260000900192300001300201362000800214650001000222650002200232700002100254773003700275180718b2012   xxu||||| |||| 00| 0 eng d  aSharma, Parmendra  aObstacles to bank financing of micro and small enterprises: Empirical evidence from teh pacific with some policy implications  c2012  ap.49-76.  aDec  aBanks  aSmall enterprises  aGounder, Neelesh  aAsia-Pacific Development Journal