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Impact of financial inclusion on economic development of rural households in northern states of India

By: Lal, Tarsem.
Material type: materialTypeLabelBookPublisher: The Indian Journal of Economics Description: 99(393), Oct, 2018: p.173-192.Subject(s): Cooperatives, Financial inclusion In: The Indian Journal of EconomicsSummary: The paper aims at measuring the impact of financial inclusion on economic development of rural households through cooperatives. To accomplish the objectives of the study, the primary data were collected from 191 beneficiaries of cooperative banks operating in three northern states of India i.e. J&K Himachal Pradesh and Punjab using purposive sampling. The data were collected during the month January to July, 2017. The research has certain inevitable limitations. First, the in-death analysis of the study is restricted to three northern states of India only because of inadequate time & resource availability. Second, comparative study of beneficiaries who are excluded from the financial inclusion has not been done, and thus, could be undertaken in future. Third, possibility of subjective interpretation in some case cannot be ruled out.- Reproduced
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Articles Articles Indian Institute of Public Administration
99(394), Oct, 2018: p.173-192 Available AR123082

The paper aims at measuring the impact of financial inclusion on economic development of rural households through cooperatives. To accomplish the objectives of the study, the primary data were collected from 191 beneficiaries of cooperative banks operating in three northern states of India i.e. J&K Himachal Pradesh and Punjab using purposive sampling. The data were collected during the month January to July, 2017. The research has certain inevitable limitations. First, the in-death analysis of the study is restricted to three northern states of India only because of inadequate time & resource availability. Second, comparative study of beneficiaries who are excluded from the financial inclusion has not been done, and thus, could be undertaken in future. Third, possibility of subjective interpretation in some case cannot be ruled out.- Reproduced

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