The effect of information technology on banking efficiency
By: Khan, Ahmad Shadab and Abdulla
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Material type: 
BookPublisher: Economic and Political Weekly Description: 58(37), Sep 16, 2023: p.40-46.Subject(s): Information technology, Banking
In:
Economic and Political WeeklySummary: The effect of information technology in the Indian banking sector is analysed using the stochastic frontier production model to estimate technical efficiency during 2002–18. The evidence suggests that the adoption of IT has a positive and significant impact on the performance of banks. On average, nationalised and new private sector banks are more efficient than foreign ones, while old private sector banks have fallen back in efficiency. While a higher number of bank employees adversely impacts efficiency, greater capital positively impacts banking performance. It is also found that IT-led performance is a promising strategy for a multiplier effect on banking performance. –Reproduced
https://www.epw.in/journal/2023/37/special-articles/effect-information-technology-banking-efficiency.html
| Item type | Current location | Call number | Vol info | Status | Date due | Barcode |
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Articles
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Indian Institute of Public Administration | 58(37), Sep 16, 2023: p.40-46 | Available | AR130162 |
The effect of information technology in the Indian banking sector is analysed using the stochastic frontier production model to estimate technical efficiency during 2002–18. The evidence suggests that the adoption of IT has a positive and significant impact on the performance of banks. On average, nationalised and new private sector banks are more efficient than foreign ones, while old private sector banks have fallen back in efficiency. While a higher number of bank employees adversely impacts efficiency, greater capital positively impacts banking performance. It is also found that IT-led performance is a promising strategy for a multiplier effect on banking performance. –Reproduced
https://www.epw.in/journal/2023/37/special-articles/effect-information-technology-banking-efficiency.html
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