000 01085pab a2200169 454500
008 180718b2017 xxu||||| |||| 00| 0 eng d
100 _aLee, Bill
245 _aUK government policy, credit unions, and payday loans
260 _c2017
300 _ap.348-360.
362 _aMar
520 _aThis article outlines how successive UK governments' policies first created a three-tier system of credit unions and then posited credit unions as alternatives to payday lenders. The three-tier framework is used for an analysis of loans offered on credit union websites. The findings indicate that while the first two tiers of credit unions now offer loans to people who have not saved with them previously, they do so in ways consistent with credit unions' original character, rather than in ways that replicate commercial payday loans. The other tier of credit unions appears unable to offer such loans. - Reproduced.
650 _aCredit
700 _aBrierley, John
773 _aInternational Journal of Public Administration
909 _a115326
999 _c115320
_d115320