000 00378pab a2200157 454500
008 180718b1996 xxu||||| |||| 00| 0 eng d
100 _aChanda, Dilip Kumar
245 _aConcept of universal banking
260 _c1996
300 _ap.44-45
362 _aFeb
650 _aBanks and banking
650 _aFinancial institutions
773 _aThird Concept
909 _a30593
999 _c30593
_d30593