000			01000pab a2200169 454500
008			180718b1999 xxu||||| |||| 00| 0 eng d
100			_aNachane, D.M.
245			_aCapital adequacy ratio: an agnostic viewpoint
260			_c1999
300			_ap.155-60
362			_a16 and 23 Jan
520			_aThe main purpose of bank regulation is the maintenance of a sound banking system, which is usually narrowly interpreted to mean `prevention of bank failure'. To this end, regulators examine the riskiness of assets and the adequacy of capital. But do rigid capital adequacy ratios ensure adequate bank capitalisation in reality? Alternatives such as Value-at-Risk and Pre-Commitment models have been used in some developed countries. India needs theoretical analysis of these models and empirical data before it can consider a shift from the current capital regulatory arrangements. - Reproduced
650			_aCapital
650			_aBanks
773			_aEconomic and Political Weekly
909			_a40067
999			_c40067 _d40067