000 01192pab a2200169 454500
008 180718b1999 xxu||||| |||| 00| 0 eng d
100 _aImmergluck, Daniel
245 _aIntrametropolitan patterns of small-business lending: what do the new community reinvestment act data reveal?
260 _c1999
300 _ap.787-804
362 _aJul
520 _aDiscrimination and redlining in business lending have been cited as contributing to economic decline in lower-income neighborhoods. Until recently, bank regulators have not collected geographic data on business loans. Using new data collected by regulators, the author measures small-business lending flows to different types of neighbourhoods in the Chicago metropolitan area. Although data limitations preclude a definitive finding of differential access to credit, lower-income and minority neighborhoods areas receive fewer loans after accounting for firm density, firm size, and industrial mix, findings that support the notion of geographic and/or race-based discrimination in marketing or approving loans. - Reproduced
650 _aSmall enterprises
650 _aBanks
773 _aUrban Affairs Review
909 _a42479
999 _c42479
_d42479