000			01232pab a2200157 454500
008			180718b2002 xxu||||| |||| 00| 0 eng d
100			_aDas, Abhimas
245			_aRisk and productivity change of public sector banks.
260			_c2002
300			_ap.437-48
362			_a2 Feb
520			_aWhile the relationship between portfolio risk and capital and its interrelationship with operating efficiency has been explored elsewhere limited evidence has been forthcoming on the interrelationships among capital, non-performing loans and productivity. The paper makes an attempt to examine the same in the Indian context. Using data on public sector banks (PSBs) for the period 1995-96 through 2000-2001, the paper finds capital, risk and productivity change to be interwined, with each reinforcing and to a degree, complementing the other. The results imply that inadequately capitalised banks have lower productivity and are subject to a higher degree of regulatory pressure than adequately capitalised ones. Finally, the results lend some credence to the belief that lowering government ownership tends to improve productivity. - Reproduced.
650			_aBanks
773			_aEconomic and Political Weekly
909			_a51205
999			_c51205 _d51205