000			01407nam a22001577a 4500
999			_c514576 _d514576
008			201120b ||||| |||| 00| 0 eng d
100			_aRamsay, I. and Williams, T. _921141
245			_aPeering forward, 10 years after: International policy and consumer credit regulation
260			_aJournal Of Consumer Policy
300			_a43(1), Mar, 2020: p.209-226
520			_aA key change since the financial crisis of 2008 is the internationalization of interest in consumer finance. International institutions monitor household credit because of its impact on financial stability and market expansion. Macroprudential concerns drove this interest, resulting in a sea change in approaches to consumer credit regulation in many jurisdictions. This article critically analyses the emerging international policy paradigm, contrasting pre-and post-crisis regulatory approaches and highlighting continuing tensions about key policy choices. It then uses two recent sites of contestation, debt adjustment and the regulation of high-cost credit to demostrate the persistence of conflict over the positioning of consumers within an emergent stability focused paradigm of financial consumer protection. – Reproduced
650			_aFinancial stability, Financial rash, Debt crisis, Consumer credit _919331
773			_aJournal of Consumer Policy
906			_aGLOBAL FINANCIAL CRISES, 2008-09
942			_cAR