000			01132nam a22001577a 4500
999			_c515855 _d515855
008			210209b ||||| |||| 00| 0 eng d
100			_aCOVID-19- Consumer Law Research Group _924154
245			_aConsumer law and policy relating to change of circumstances due to the COVID-19 pandemic
260			_aJournal of Consumer Policy
300			_a43(3). Sep, 2020: p.437-450
520			_aAn unprecedented number of consumer problems has been caused by the COVID-19 pandemic, not least with regard to refunds of prepayments and the ability of consumers to keep up their monthly payments under loan and rental agreements. Based on a notion of societal force majeure sketched in this paper, we propose guiding principles in respect of the introduction of moratoria on recurring payments, the use of refunds or vouchers in respect of prepayments, and associated enforcement challenges. This analysis draws on experiences around the globe. – Reproduced
650			_aConsumer law, COVID-19, Moratoria, Refunds, Guiding principles _922014
773			_aJournal of Consumer Policy
906			_aCONSUMPTION (ECONOMICS)
942			_cAR