000			01209nam a22001577a 4500
999			_c517868 _d517868
008			210802b ||||| |||| 00| 0 eng d
100			_aKaur, Navneet and Bapat, Dhnanjay _928179
245			_aIncome diversification and risk-adjusted returns for Indian banks
260			_aEconomic & Political Weekly
300			_a56(14), 03 Apr, 2021: p.10-14
520			_aOf late, banks are under pressure to improve their performance and asset quality. Diversifying income might improve their performance at a time when interest incomes are under strain. This article covers trends in diversification from 2000 to 2017 and explores the relationship between income diversification and risk-adjusted returns for banks in India. Our research supports the hypothesis that banks diversifying into non-interest income category are able to get higher risk-adjusted returns. For public sector banks, it is found that it is the dividend and treasury income that is contributing positively and significantly to risk-adjusted return. – Reproduced
650			_aAsset quality, Banks - India, Public sector banks _928180
773			_aEconomic & Political Weekly
906			_aFINANCIAL INSTITUTIONS - INDIA
942			_cAR