000			01337nam a22001457a 4500
999			_c519743 _d519743
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100			_aGanguly, Shromona _932965
245			_aDevelopment banks and the changing contour of industrial credit in India
260			_aEconomic & Political Weekly
300			_a56(49), 4, Dec, 2021: p.50-57
520			_aThe gradual evolution of industrial credit in India in the last three decades is examined against the backdrop of significant structural change in ownership and regulation in the Indian banking sector. The impact of institutional changes in the Indian banking sector during the post-liberalisation phase, especially in the form of the gradual winding up of development financial institutions, on the institutional credit flow to industry is analysed. There is a significant impact of the changing ownership structure of banks on the sectoral allocation of credit. Based on the analysis of sectoral credit flow from the commercial banks and specialised term-lending institutions in India over the last three decades, the need for creating a professional talent pool within the commercial banks for term-lending as well as lending to small entrepreneurs is underscored. – Reproduced
773			_aEconomic & Political Weekly
906			_aINDUSTRIAL DEVELOPMENT
942			_cAR