000			01062nam a22001457a 4500
999			_c520967 _d520967
008			221206b ||||| |||| 00| 0 eng d
100			_aElayaraja, M.S. Babu, M. S. and Kumar, G.A. _935695
245			_aOutreach of formal banking services and financial inclusion: Evidence from Indian states
260			_aEconomic & Political Weekly
300			_a57(43), Oct, 22, 2022: p.31-37
520			_aThis paper attempts to examine financial inclusiveness in major states of India. Using banking outreach services data from 1981 to 2018, we construct an index of financial inclusion. Although the outreach of formal banking services is well-dispersed across the states, there is a large variation among the states in terms of its access and usage. The evidence suggest that there exists a need to focus more on spreading financial literacy and create awareness about banking services in the poorer states to achieve a higher degree of financial inclusion. – Reproduced
773			_aEconomic & Political Weekly
906			_aBANKING AND FINANCE
942			_cAR