000			01722nam a22001577a 4500
999			_c521950 _d521950
008			230306b ||||| |||| 00| 0 eng d
100			_aMugizi, Francisco M. P. _938203
245			_aStronger together? Shocks, educational investment, and self-help groups in Tanzania
260			_aJournal of Social and Economic Development
300			_a24(2), Dec, 2022: p. 511-548
520			_aDo income shocks affect educational investment? Can self-help groups or Savings and Credit Cooperative Organizations (SACCOs) mitigate the impact of shocks on educational investment? Using nationally representative panel data from Tanzania, I find that educational investment suffers because of income shocks. On a whole, I find that income shock is negatively correlated with educational investment measured in per school-age child educational expenditure. However, I find no strong evidence to suggest that self-help groups and SACCOs buffer against income shocks. This suggests that locally available buffering mechanisms such as self-help groups and SACCOs do not necessarily help households to cushion against income shocks partly because many of the shocks affect most people in a given locality. Therefore, relying solely on the local mitigating mechanisms may not be a good option. This calls for a need to design policies that would enable households to insure themselves beyond their local insurance mechanisms. Public insurance and social safety nets programs may help households to overcome income shocks. – Reproduced
650			_aShocks, Educational investment, Self-help groups, SACCOs, Tanzania. _936549
773			_aJournal of Social and Economic Development
906			_aSELF HELP GROUPS
942			_cAR