000			01511nam a22001577a 4500
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100			_aKaur, Jasveen and Dogra, Manu _947493
245			_aDeterminants of buffer capital for banks in India
260			_aManagement and Labour Studies
300			_a48(4), Nov, 2023: p.548-559
520			_aThis study has examined the impact of bank-specific indicators on the buffer capital of banks in India. The impact of key variables return on assets, credit deposit ratio, return on equity and the ratio of non-performing loans to total loans on buffer capital has been examined for banks in India. Using dynamic panel data regression, the results reveal that non-performing loans to total loans, return on assets and return on equity have a positive impact on buffer capital. It is revealed that the banks keep extra capital cushion with an increase in risk elements. Also, the credit deposit ratio is having a negative but significant impact on buffer capital. The results further reveal persistency in buffer capital across all models. The role of the cost of capital in the determination of buffer capital has also been examined. The results can be used by bank policymakers in the formulation of various reformation packages. – Reproduced https://journals.sagepub.com/doi/full/10.1177/0258042X231155755
650			_aBuffer capital , Banks in India _947494
773			_aManagement and Labour Studies
906			_aBANKING AND FINANCE
942			_cAR