000			01502nam a22001457a 4500
999			_c525074 _d525074
008			240209b ||||| |||| 00| 0 eng d
100			_aHamid, Fazelina Loke, Yiing Jia and Chin, Phaik Nie _949756
245			_aDeterminants of financial resilience: Insights from an emerging economy
260			_aJournal of Social and Economic Development
300			_a25(2), Dec, 2023: p.479-499
520			_aThe Organisation for Economic Co-operation and Development Financial Literacy Survey of 2018 response is used to study the impact of financial knowledge, financial inclusion, and socio-demographic characteristics on financial resilience. The measurement of financial resilience considers elements related to keeping control of money, taking care of expenditures, having a financial cushion, handling financial shortfall or stress, and having financial planning. Using a sample of 3395 individuals across Malaysia, we find that greater financial knowledge is associated with the probability of being financially resilient. Greater financial inclusion in terms of having more bank accounts and holding more financial products is linked to the probability of being financially resilient. We also find that financial resilience varies across certain socio-demographic characteristics. Implications of the findings are discussed. • https://link.springer.com/article/10.1007/s40847-023-00239-y
773			_aJournal of Social and Economic Development
906			_aECONOMIC DEVELOPMENT
942			_cAR