000 01591nam a22001577a 4500
999 _c527121
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008 240805b ||||| |||| 00| 0 eng d
100 _aRiley, Emma
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245 _aResisting social pressure in the household using mobile money: Experimental evidence on microenterprise investment in Uganda
260 _aThe American Economic Review
300 _a114(5), May, 2024: p.1415-1447
520 _aI examine whether changing the form of disbursement of a microfinance loan enables female microfinance borrowers to overcome intra-household sharing pressure and grow their businesses. Using a field experiment with 3,000 borrowers in Uganda, I compare the disbursement of a loan as cash to disbursement onto a digital account. After 8 months, women who received their microfinance loan on the digital account had 11 percent higher (US$70) business capital and 15 percent higher (US$18) profits compared to those who received their loan as cash. Impacts were greatest for women who experienced pressure to share money with others in the household at baseline.- Reproduced https://www.aeaweb.org/articles?id=10.1257/aer.20220717
650 _aField Experiments, Household Production and Intrahousehold Allocation, Household Finance: Household Saving, Borrowing, Debt, and Wealth, Economics of Gender; Non-labor Discrimination, Microeconomic Analyses of Economic Development, Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
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773 _aThe American Economic Review
906 _aCORPORATE FINANCE
942 _cAR