000			01247nam a22001337a 4500
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100			_aManickaraj, M. _956986
245			_aTReDS and India’s small-scale enterprises: Gaps between design and delivery
260			_aEconomic & Political Weekly
300			_a60(37), Sep 13, 2025: p.17-20
520			_aThe Trade Receivables Discounting System was introduced to ease working capital constraints for India’s micro and small enterprises by enabling invoice discounting based on buyer creditworthiness. While conceptually robust, actual usage trends reveal a gap between intent and outcomes. High-value invoices, limited buyer onboarding, and mid-sized sellers dominate the platform, while smaller firms remain under-represented. This commentary revisits common explanations for low MSE participation and highlights the role of institutional and compliance gaps. It proposes a set of regulatory and operational reforms aimed at restoring the platform’s original purpose of improving financial inclusion for small enterprises.- Reproduced https://www.epw.in/journal/2025/37/commentary/treds-and-indias-small-scale-enterprises.html
773			_aEconomic & Political Weekly
942			_cAR