000			01756nam a22001337a 4500
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100			_aBasumatary, Rupon Rahman, Ajijur Kalita, Simi and Bharadwaj, Himakshi _957497
245			_a Gender inequality in health insurance in India: Evidence from the NFHS-5 survey of 2019–21
260			_aInternational Journal of Rural Management
300			_a21(2), Aug, 2025: p.147-167
520			_aExisting studies largely fail to provide a comprehensive account of gender inequality in health insurance in India. In this study, using the National Family Health Survey (NFHS)-5 data of 2019–21, we analyse the extent and pattern of gender inequality in health insurance coverage in the country. Overall, more than two-thirds of the 15–49 age group population remains uninsured against health risks. Multivariate analysis shows lower likelihood of health insurance coverage for females as compared with males. Gender inequality however varies across socio-economic groups, regions and insurance schemes. Spatially, while inequality has worsened in many States/UTs since the NFHS-4 of 2015–16, it has declined or even reversed in favour of women in a few others. Further studies on the contextual barriers to women’s participation in health insurance schemes can provide a comprehensive understanding of the underlying reasons for gender inequality in protection against health risks in India. Incorporation of questions on the reasons for women’s non-participation in insurance schemes in future large-scale surveys will be useful in this regard.- Reproduced https://journals.sagepub.com/doi/full/10.1177/09730052241291298
773			_aInternational Journal of Rural Management
942			_cAR