000 01348nam a22001457a 4500
999 _c531868
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100 _aRaich, Ayushi
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245 _aRevisiting financial inclusion: Does socio economic development matter?
260 _aVikalpa: The Journal for Decision Makers
300 _a50(3), Jul-Sep, 2025: p.231-249
520 _aThe article attempts to measure financial inclusion at the household level with the Wroclaw taxonomic approach as an appropriate method of construction of composite indices and study the effects of various socio-economic development indicators on financial inclusion at the disaggregated level. Data analysis exemplified that the level of financial inclusion was directly related to per-capita income, household amenities, literacy and awareness of Pradhan Mantri Jan Dhan Yojana (PMJDY) and inversely to the distance from the bank (beyond 3 km). The results also suggested that the intended outcome of creating awareness about PMJDY to promote financial inclusion was not achieved in rural areas.- Reproduced https://journals.sagepub.com/doi/full/10.1177/02560909251342639
650 _a• Financial inclusion, Socio economic development, Composite index, Wroclaw taxonomy, PMJDY, Households.
_957684
773 _aVikalpa: The Journal for Decision Makers
942 _cAR