000			01958nam a22001337a 4500
999			_c532786 _d532786
008			260318b ||||| |||| 00| 0 eng d
100			_aAl-Sakkaf, Nadia _959764
245			_a Yemeni women’s financial inclusion: The case of Al-Kuraimi Islamic Bank
260			_aReview of Development and Change
300			_a30(2), Dec, 2025: p.122-142
520			_aThis study examines the structural and sociocultural barriers that limit Yemeni women’s access to formal banking, using Al-Kuraimi Islamic Microfinance Bank as a case study. Drawing on a mixed-methods approach, including a digital survey of 809 women across 14 governorates and in-depth interviews, this research highlights key obstacles to the financial inclusion of Yemeni women. Despite modest growth in female account ownership, 61% of the surveyed women remain unbanked, and many of them expressed disinterest in account ownership. Barriers to account ownership include lack of income, distrust of financial institutions, mobility constraints and documentation requirements, compounded by patriarchal norms such as male guardian consent. Islamic microfinance and mobile money services offer promise for expanding financial inclusion, particularly in conservative and rural areas. The findings of this study also explore how women use financial services for remittances, bill payments, online commerce and microenterprise development. The study underscores the importance of trust-building, gender-sensitive banking practices and simplified procedures. It argues that financial inclusion, when responsive to local realities, can enhance women’s economic agency, resilience and participation in peacebuilding. – Reproduced https://journals.sagepub.com/doi/full/10.1177/09722661251396645?_gl=1*p1hjih*_up*MQ..*_ga*OTY2Njg4OTY0LjE3NzM4MTE1ODM.*_ga_60R758KFDG*czE3NzM4MTE1ODMkbzEkZzEkdDE3NzM4MTE1OTMkajUwJGwwJGgxMjMxNDIxMjky
773			_aReview of Development and Change
942			_cAR