000 00376pab a2200157 454500
008 180718b2002 xxu||||| |||| 00| 0 eng d
100 _aYokarn, Subir
245 _aThe dilemas of universal service
260 _c2002
300 _ap.11.
362 _a5 Aug
650 _aBanks - India
650 _aFinancial institutions
773 _aBusiness Standard
909 _a54288
999 _c54288
_d54288