Formal credit and persistent constraints: Revisiting access to finance among INDIAN enterprises (Record no. 533259)
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| 000 -LEADER | |
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| fixed length control field | 01314nam a22001337a 4500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 260505b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Danish, Mohd Shadab and Bhanumurthy, N.R. |
| 245 ## - TITLE STATEMENT | |
| Title | Formal credit and persistent constraints: Revisiting access to finance among INDIAN enterprises |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Place of publication, distribution, etc | Economic & Political Weekly |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 61(16), Apr 18, 2026: p.65-73 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | Access to finance remains a central concern in developing economies, such as India, where resource gaps constrain economic activity. Using World Bank Enterprise Surveys (2014, 2022), this paper examines institutional credit access among Indian small and medium enterprises. Generalised estimating equations logit estimates show no significant improvement over time; firms in 2022 were about 12 percentage points less likely to access credit than in 2014. Female-managed firms, exporters, and SMEs exhibit higher access, while micro-firms remain excluded. Women-led firms report borrowing costs as a key constraint. The findings highlight a dual challenge: expanding credit access and reducing transaction and compliance burdens.-Reproduced https://www.epw.in/journal/indias-industrial-transformation/formal-credit-and-persistent-constraints.html |
| 773 ## - HOST ITEM ENTRY | |
| Main entry heading | Economic & Political Weekly |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Item type | Articles |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Permanent location | Current location | Date acquired | Serial Enumeration / chronology | Barcode | Date last seen | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Indian Institute of Public Administration | Indian Institute of Public Administration | 2026-05-05 | 61(16), Apr 18, 2026: p.65-73 | AR138771 | 2026-05-05 | Articles |